摘要：【中文】本发明涉及一种银行网点线上线下一体化业务系统及业务交互方法，客户移动端进行办理预约，通过网点业务线上模块提前线上填写电子版业务，并拍照实现影像资料的扫描上传，完成后，网点业务线上模块生成一个标准二维码，客户到达银行网点之后，柜员业务操作模块通过二维码扫描仪获取二维码中预约号，通过该预约号从网点业务线上模块获得客户的预约信息，并导入到柜员业务操作模块中。与现有技术相比，本发明将部分网点业务分拆整合到线上完成，线上随时可约，线下到店秒办，既提高了网点的运营效率，也给客户提供了更便捷的服务方式。 【EN】The invention relates to an online and offline integrated business system and a business interaction method for a bank outlet.A client mobile terminal makes an appointment, fills an electronic edition business online in advance through an online business module of the bank outlet, takes a picture to realize scanning and uploading of image data, generates a standard two-dimensional code through the online business module of the bank outlet after the completion, and obtains an appointment number in the two-dimensional code through a two-dimensional code scanner by a teller business operation module after the client arrives at the bank outlet. Compared with the prior art, the method and the system have the advantages that partial network business is divided and integrated on line to be completed, the online can be contracted at any time, and the online is finished within seconds when the network goes to a store, so that the operation efficiency of the network is improved, and a more convenient service mode is provided for customers.

摘要：【中文】本发明涉及一种人脸辨识样本库及检索方法，其中，人脸辨识样本库包括自底向上的M层数据库，所述M层数据库中的第M层仅包含一个子样本库节点，其余每层分别包含多个子样本库节点，M层数据库中每层的子样本库节点分别对应地与其底下一层若干个子样本库节点相连接，每层的一个子样本库节点仅与其上一层的一个子样本库节点连接，每层的子样本库节点的样本数据均来自底下一层与该子样本库节点连接的子样本库节点。与现有技术相比，本发明通过分层模型，以构建各层子样本节点对应相连接的人脸辨识样本库，不仅能够有效增加样本库规模、避免单一样本库下各类客群相互独立，同时基于逐层检索机制，保证了现有人脸辨识算法的误识率和拒真率。 【EN】The invention relates to a face identification sample library and a retrieval method, wherein the face identification sample library comprises an M-layer database from bottom to top, the Mth layer in the M-layer database only comprises one sub-sample library node, the rest layers respectively comprise a plurality of sub-sample library nodes, the sub-sample library node of each layer in the M-layer database is respectively and correspondingly connected with a plurality of sub-sample library nodes of the layer below the sub-sample library node, one sub-sample library node of each layer is only connected with one sub-sample library node of the layer above the sub-sample library node, and sample data of the sub-sample library node of each layer is from the sub-sample library node of the layer below and connected with the sub-sample library node. Compared with the prior art, the face recognition sample library correspondingly connected with each layer of sub-sample nodes is constructed through the layered model, the scale of the sample library can be effectively increased, the independence of various passenger groups under a single sample library is avoided, and meanwhile, the error recognition rate and the false rejection rate of the existing face recognition algorithm are ensured based on a layer-by-layer retrieval mechanism.

摘要：【中文】本发明涉及一种H5未登录用户会话跟踪方法，通过将服务端采用两层结构的架构设计，服务端生成一个创建用户会话的入口链接地址，该地址是后续所有H5服务的入口，访问该地址的请求需要经过服务端认证，用户会话创建成功之后服务端颁发一次性令牌给客户端，用于后续请求过程中用户身份确认，该令牌随用户请求发送到服务端，服务端验证通过后该令牌立即失效，随后服务端创建一个新的令牌并颁发给用户，用于下一次请求对该用户的身份确认。与现有技术相比，本发明可在客户端浏览器无法提供用户密码输入或其他身份鉴权能力的场景下实现有效的用户登录，且能够提高对恶意攻击者的非法请求拦截率，降低开发成本、维护成本。 【EN】The invention relates to a method for tracking an H5 unregistered user session, which is characterized in that a server is designed by adopting a two-layer structure, the server generates an entrance link address for establishing a user session, the address is an entrance of all subsequent H5 services, a request for accessing the address needs to be authenticated by the server, the server issues a one-time token to a client after the user session is successfully established for user identity confirmation in the subsequent request process, the token is sent to the server along with the user request, the token is immediately invalid after the server passes the verification, and then the server establishes a new token and issues the token to a user for the next request for identity confirmation of the user. Compared with the prior art, the method and the device can realize effective user login under the scene that the client browser cannot provide user password input or other identity authentication capabilities, can improve the interception rate of illegal requests of malicious attackers, and reduce development cost and maintenance cost.

摘要：【中文】本发明涉及一种基于假设债券构造的套期有效性测试方法，该方法包括以下步骤：步骤1：收集市场数据，并设定初步债券构造；步骤2：结合市场数据和设定的初步债券构造计算债券公允价值变动；步骤3：结合市场数据和设定的初步债券构造计算利率互换公允价值变动；步骤4：根据计算获得的债券公允价值变动和利率互换公允价值变动进一步得到有效套期比例，并结合国际会计准则要求进一步判断，以得到套期有效性测试结果。与现有技术相比，本发明通过构造假设债券优化套期有效性测试方法，能够提高套期有效性测试通过率，利于套期会计有效开展，进而准确反映风险对冲效果，提升银行风险管理水平。 【EN】The invention relates to a method for testing the hedging validity based on an assumed bond structure, which comprises the following steps: step 1: market data is collected, and a preliminary bond structure is set; step 2: calculating bond fair value change by combining market data and a set preliminary bond structure; and step 3: calculating the change of interest rate interchange fair value by combining market data and a set preliminary bond structure; and 4, step 4: and further obtaining an effective hedging proportion according to the calculated bond fair value change and interest rate interchange fair value change, and further judging by combining with the international accounting criterion requirement to obtain a hedging validity test result. Compared with the prior art, the invention can improve the through rate of the interclass validity test by constructing the hypothesis bond optimization interclass validity test method, is beneficial to the effective development of interclass accounting, further accurately reflects the risk hedging effect and improves the bank risk management level.

摘要：【中文】本发明涉及一种服务端对客户端请求合法性的判定实现方法，该方法将后台服务端的访问顺序配置到流程逻辑序列中，采用会话技术跟踪用户请求，通过比对当前请求服务和会话中记录的已访问服务栈来判断用户的请求是否为回退访问，通过比对当前请求服务和服务流程逻辑序列来判断当前请求是否为符合流程设置的前进访问。与现有技术相比，本发明具有提高服务端对客户端非法请求的识别能力，降低维护难度等优点。 【EN】The invention relates to a method for judging the validity of a client request by a server, which is characterized in that the access sequence of a background server is configured in a flow logic sequence, a session technology is adopted to track a user request, whether the user request is backspace access or not is judged by comparing the current request service with an accessed service stack recorded in the session, and whether the current request is forward access according with the flow setting or not is judged by comparing the current request service with the service flow logic sequence. Compared with the prior art, the method has the advantages of improving the recognition capability of the server side for the illegal request of the client side, reducing the maintenance difficulty and the like.

摘要：【中文】本发明涉及一种基于多角度实时影像监控的远程审核系统及方法，系统包括设于各银行网点的智能自助柜台上的多角度摄像单元，用于对客户办理业务获取多角度视频数据；视频前置服务器，与银行网点的多角度摄像单元连接，用于接收该银行网点的多角度摄像单元获取的多角度视频流；视频处理中心，与各个银行网点的视频前置服务器连接，用于对各银行网点的多角度视频流进行汇聚、处理及存储；远程审核终端，与视频处理中心连接，用于获取视频处理中心处理后的视频，并对指定的银行网点的某智能自助柜台获取的视频数据进行实时调阅、审核。与现有技术相比，本发明具有降低业务风险、节省人力资源等优点。 【EN】The invention relates to a remote auditing system and method based on multi-angle real-time image monitoring, wherein the system comprises multi-angle camera units arranged on intelligent self-service counters of various bank outlets and used for acquiring multi-angle video data for the business handling of customers; the video front-end server is connected with the multi-angle camera unit of the bank outlet and used for receiving the multi-angle video stream acquired by the multi-angle camera unit of the bank outlet; the video processing center is connected with the video front-end servers of all the bank outlets and used for converging, processing and storing the multi-angle video streams of all the bank outlets; and the remote auditing terminal is connected with the video processing center and is used for acquiring videos processed by the video processing center and performing real-time retrieval and auditing on video data acquired by an intelligent self-service counter of a specified bank outlet. Compared with the prior art, the method has the advantages of reducing business risks, saving human resources and the like.

摘要：【中文】本发明涉及一种基于声纹技术的银行客服系统及运行方法，系统包括电话通信终端、服务器端和电脑操控终端，配套方法包括：步骤1：客户初次接入银行客服系统，电话通信终端采集客户语音数据，经初步处理后经局域网传输至服务器端；步骤2：于服务器端建立语音库记载初次客户语音数据，并存储该初次客户语音数据和对应相关的声纹数据；步骤3：当客户后续接入银行客服系统，采集获取的实时客户语音数据并自动与服务器端的语音库比对，若比对结果一致，则电脑操控终端直接允许客户进行业务操作，若比对结果不一致，则电脑操控终端不允许客户进行业务操作，经进一步核准比对后拒绝交易。与现有技术相比，本发明具有流程简便，出错率低等优点。 【EN】The invention relates to a bank customer service system based on voiceprint technology and an operation method thereof, wherein the system comprises a telephone communication terminal, a server terminal and a computer control terminal, and the matching method comprises the following steps: step 1: the customer first accesses the bank customer service system, the telephone communication terminal collects the customer voice data, and the customer voice data is transmitted to the server end through the local area network after being primarily processed; step 2: establishing a voice database at a server end to record the voice data of the primary client, and storing the voice data of the primary client and corresponding related voiceprint data; and step 3: when the customer subsequently accesses the bank customer service system, the acquired real-time customer voice data is acquired and automatically compared with the voice database of the server, if the comparison result is consistent, the customer is directly allowed to carry out business operation by the computer control terminal, and if the comparison result is inconsistent, the customer is not allowed to carry out business operation by the computer control terminal, and the transaction is refused after further approval and comparison. Compared with the prior art, the method has the advantages of simple and convenient process, low error rate and the like.

摘要：【中文】本发明涉及一种用于银行的云打印平台系统，该系统包括云打印服务中心、云打印终端和应用端，其中：所述云打印服务中心，用于实现凭证模版管理、终端管理、电子用印管理、电子影像登记和打印服务发布的功能；所述云打印终端，用于实现终端服务、凭证合成、凭证模版同步、打印机驱动的功能；所述应用端，用于请求云打印服务发布的服务，按照服务定义组织数据，发起请求。与现有技术相比，本发明具有统一管理，支持渠道广，开发运维效率高等优点。 【EN】The invention relates to a cloud printing platform system for a bank, which comprises a cloud printing service center, a cloud printing terminal and an application end, wherein: the cloud printing service center is used for realizing the functions of voucher template management, terminal management, electronic stamp management, electronic image registration and printing service release; the cloud printing terminal is used for realizing functions of terminal service, certificate synthesis, certificate template synchronization and printer driving; the application terminal is used for requesting the service issued by the cloud printing service, organizing data according to the service definition and initiating the request. Compared with the prior art, the method has the advantages of unified management, wide support channel, high development, operation and maintenance efficiency and the like.

摘要：【中文】本发明涉及一种基于DB2联邦特性的多源异构数据库数据同步系统及方法，数据同步系统包括：联邦数据库：包括多个源数据库和一个目标数据库，所述的源数据库均连接至目标数据库；时间控制模块：用于向数据同步模块发送时间片任务报文；数据同步模块：读取时间片任务报文，从多个源数据库查询数据并同步至目标数据库。与现有技术相比，本发明轻量级实现多源异构数据库准实时同步。 【EN】The invention relates to a multi-source heterogeneous database data synchronization system and method based on DB2 federal characteristics, wherein the data synchronization system comprises: a federal database: the system comprises a plurality of source databases and a target database, wherein the source databases are connected to the target database; a time control module: the system comprises a data synchronization module, a time slice task message and a time slice task message, wherein the data synchronization module is used for sending the time slice task message to the data synchronization module; a data synchronization module: and reading the time slice task message, inquiring data from a plurality of source databases and synchronizing the data to a target database. Compared with the prior art, the method and the device realize the quasi-real-time synchronization of the multi-source heterogeneous database in a lightweight way.

摘要：【中文】本发明涉及一种银行全渠道窗口服务痕迹整合分析方法及系统，该方法包括如下步骤：(1)采集汇总银行所有渠道窗口客户端的提示信息，并形成标准化提示信息报文；(2)对标准化提示信息报文进行分析，包括：(21)提示信息溯源分析，确定每条提示信息的问题追溯标签，生成溯源分析表；(22)计算单一交易功能的提示信息的弹出概率，联合溯源分析表，确定单一交易功能提示信息概率溯源表；(23)分析跨渠道组合业务效率；(24)确定银行各网点单一窗口的产出率；(25)基于提示信息报文数量确定银行网点各渠道窗口的最优服务窗口组合。与现有技术相比，本发明实现银行所有渠道窗口的整合分析，为精准提升银行网点的服务水平提供依据。 【EN】The invention relates to a method and a system for integrating and analyzing a bank full-channel window service trace, wherein the method comprises the following steps: (1) collecting and summarizing prompt information of all channel window clients of a bank and forming a standardized prompt information message; (2) analyzing the standardized prompt message, including: (21) the method comprises the steps of prompting information traceability analysis, determining a problem traceability label of each piece of prompting information, and generating a traceability analysis table; (22) calculating the pop-up probability of the prompt message of the single transaction function, combining the traceability analysis table, and determining the single transaction function prompt message probability traceability table; (23) analyzing cross-channel combined service efficiency; (24) determining the output rate of a single window of each website of the bank; (25) and determining the optimal service window combination of each channel window of the bank outlets based on the number of the prompt information messages. Compared with the prior art, the method and the system realize the integrated analysis of all channel windows of the bank and provide a basis for accurately improving the service level of the bank outlets.